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Buildings insurance

Home buildings cover from £155*

Defaqto rated cover with good quality benefits as standard

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Our home insurance delivers the cover you need for your home. The benefits include:

  • Unlimited rebuilding costs for homes with a market value of up to £1.5 million.
  • Alternative accommodation costs of up to £45,000 for you and your pets, if your home can't be lived in as a result of damage that's covered by the policy.
  • Up to £5,000 towards tracing and accessing a leak in your home, and repairing any damage caused to walls, flooring or ceilings during the search.
  • Up to £2 million cover for your legal liability as a homeowner.1

You can find all the benefits in the Buildings Insurance Policy Booklet.

Contents insurance

From household goods, appliances, furniture and furnishings to your personal belongings and valuables, we've got it covered.

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Cover for home emergencies

Add optional Home Emergency Cover to get 24-hour emergency help, plus up to £500 (including VAT) for call-out, labour, parts and materials.

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Good to know

* That's what 10% of our new customers pay. Survey of new business sales from theAA.com and our call centre, September 2022 to August 2023.

1 Cover only applies to the property named on the policy. Cover excludes incidents resulting from the policyholder's employment or the employment of others by the policyholder.

Star Rating from Defaqto. Defaqto is one of the UK's most trusted sources of financial product and market intelligence, supporting financial institutions, intermediaries and consumers to make smarter financial decisions.

Home insurance premiums depend on individual circumstances.

AA Buildings Insurance comes with terms and conditions. We'll send complete documentation after you have bought your policy.

AA Home Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA), Financial Services Register number 310562.

Home insurance

0330 053 0063

Lines are open Monday to Friday 8am to 7pm, Saturday 9am to 5pm.

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